State Disclosures & Acknowledgements
Effective October 17, 2017
Applicant, if married, may apply for a separate account.
Maine and Tennessee Residents:
You must have physical damage insurance covering loss or damage to the vehicle for the term of any contract. For a lease, you must also have the liability insurance as described in the lease. You may buy this insurance as described in the lease. You may buy this insurance from anyone you choose and are not obligated to buy it from or through someone affiliated with the dealer or an assignee of this contract. Your choice of insurance will not affect the credit approval process unless the insurance does not satisfy the contract requirements or the insurance company does not satisfy the reasonable standards of the dealer or an assignee of the contract.
New Hampshire Residents:
If you are applying for a balloon payment contract, you are entitled, if you ask, to receive a written estimate of the monthly payment amount for refinancing the balloon payment in accord with the creditor’s existing refinance programs. You are entitled to receive the estimate before you enter into a balloon payment contract. A balloon payment contract is an installment sale contract with a final scheduled payment that is at least twice the amount of one of the earlier scheduled equal periodic installment payments.
New York Residents:
Consumer reports may be requested in connection with this application. Upon your request, you will be informed as to whether or not a consumer report was requested and informed of the name and address of the consumer reporting agency that furnished the report. Subsequent consumer reports may be requested on any update, renewal, or extension of this credit.
The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual which are available upon request. The Ohio Civil Rights Commission administers compliance with this law.
Rhode Island Residents:
A credit report may be requested in connection with this application for credit. You have the right to choose the agent and insurer for the insurance required in connection with this transaction, subject to our reasonable approval consistent with the requirements of applicable law.
You consent to the dealer, any assignee of the account or credit agreement, or other financial services provider to whom this application is shared to obtain a credit report in connection with this application of credit. In addition, you consent to the holder of your account or credit agreement and any subsequent holder to obtain credit reports in connection with the same transaction or extension of credit for the purpose of reviewing the account, taking collection action on the account, or for other legitimate purposes associated with the account.
Married Wisconsin Residents:
No provision of any marital property agreement, any unilateral statement under Wis. Stat 766.59, or any court decree under 766.70 applied to marital property adversely affects our interest unless you furnish a copy of the agreement, statement, or court decree or we have actual knowledge of such adverse provision before credit is granted. If you are making this credit application individually and not jointly with your spouse, your non-applicant spouse should not sign the credit application.
By submitting the inquiry for credit: